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In House, Money

How To Quickly Repay a Loan

353 Views October 25, 2019 Be first to comment

How To Quickly Repay a Loan Pin It

How To Quickly Repay a Loan

Banks urge people to take out loans, promising low interest rates or no commissions, small monthly repayments or long-term repayment of a loan.
 

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Here are some tips:

However, all this is nothing more than marketing moves of credit organizations. In fact, having received the necessary amount of money and having bought the desired product or having paid for the service you like on credit, it soon comes to an understanding that now, over many months, maybe even years, you will have to cut the family budget every month.
The peculiarity of the first loan payments is that the lion’s share in them is interest payments. This seems unfair, therefore it is not surprising that many people think about how to quickly and easily repay a loan and regain financial independence.
As a rule, the average person has several unpaid loans, for the monthly payments which take up the majority of family income. However, few people know that there is a repeatedly proven and effective way to quickly repay a loan.
As practice shows, in order to quickly and easily repay a loan, you need to increase your own payments by 10%. No matter how trite it may sound, but the fact is clear: it works. The main thing is to do everything right. Since, if you increase payments on all loans evenly, then there will be no effect. You need to act smarter.

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Consider an example. The man took several loans: for the purchase of a car, mortgage, for the purchase of furniture and repairs, and also issued a loan by credit card. It is logical that the maximum amount with minimum interest will be on the mortgage, while the minimum amount, but with a high interest rate on a credit card.
In order to quickly and easily repay a loan, you need 10% of all payments on loans, send it to repay the loan with the highest interest, in our case it is a credit card loan. For other loans, continue to pay the minimum payments, until this loan is paid in full.
Then repeat the same thing with the next loan, which has more interest. And so on until full repayment. Thus, you can speed up payments several times.

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